Money Management for Beginners

In an ideal world we’d all be debt-free, maxing out our retirement savings, with a six-month cash reserve, have a safe home and enough food on the table, and money and time to enjoy our lives. But that’s not most people’s reality. Most people are barely stumbling from paycheck to paycheck, which is incredibly scary and stressful. If you're one of those people who isn't looking to be a millionaire but instead just wants to figure out where you're at and how to make things at least a little bit better, then this is the book for you. It'll walk you through how to figure out what you earn, what you spend, what you own, and what you owe, and then walk you through what to do with that information to start taking steps toward not just surviving but having some hope of reaching your long-term goals. An earlier edition of this title was published as Budgeting for Beginners (ISBN 978-1-950902-20-0 or 9781719489041) and The Juggling Your Finances Starter Kit (ISBN9781511528160).